Facet Wealth (“Facet”) is an SEC registered investment adviser located in Baltimore, Maryland. Facet and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Facet maintains clients. Facet may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Any subsequent, direct communication by Facet with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Facet, please contact the SEC or the state securities regulators for those states in which Facet maintains a notice filing. A copy of Facet’s current written disclosure statement discussing Facet’s business operations, services, and fees is available from Facet upon written request. Facet Wealth offers a broad range of professional services including Financial Planning and Investment Management. PLEASE NOTE: The scope of any financial planning and/or consulting services to be provided depends upon the needs of the client and the terms of the engagement. Visit https://facetwealth.com/important-disclosure-information/ to learn more.